Check Your LIC Policy Status and Details Online

In today’s hustle and bustle world, inflation on the rise, environmental changes there is absolutely no time to pause and relax. No one has seen the future nor can they predict the future and every second counts. In the bargain in the mad rush to make ends meet, it’s very important to keep oneself prepared and so also their families equipped for any untoward incident or accident.

Opting for a life insurance policy cover is the wisest plan that anyone can choose to make keeping in mind their family in their time of need. The largest and most fitting insurance company in India for individuals in every sphere of life be it a daily wage worker, salaried or businessmen all are accommodated by this hope made by Life Insurance Corporation of India. And after buying a cover, it is equally important to check your LIC policy details.

What do You Mean by LIC Policy Details?

LIC policy details in layman terms basically means the details of the policyholder. These include:

• The name of the policyholder
• The policy number
• The age of policyholder
• The policy term
• The sum assured
• Premium amount
• Next premium due date
• Policy status
• Servicing branch
• Agent details
• Accumulated bonus
• Loan status
• Revival quotes

Why Should a Policyholder Check His/Her LIC Policy Details?

The fast flow of time and the capacity to stay with it is very difficult. For instance manual check or finding information about the LIC policy details from the LIC branch or from an agent it is necessary to overcome hurdles such as precious time, travel expenditure, long queues, availability of the agent, etc.

Buying a policy and ignoring it is not wise.  A flaw in the payment of premium can cause a lapse of the policy and a total loss to the LIC policyholder. Keeping track of LIC policy details is vital because it keeps the policyholder informed of the next due date of the premium, the policy status, and all other information and queries the policyholder would like to know about his or her LIC policy status.

What Provisions Has LIC Made to Check LIC Policy Details Online?

To overcome all hurdles and to make it easier for the policyholder to be aware of his or her LIC policy details Life Insurance Corporation has jumped with time to ease the difficulties of the policyholder. Life Insurance Corporation has left no stone unturned and created an extraordinary portal for its policyholders to check the LIC policy details online from the comfort of their homes.

Life Insurance Corporation has created its portal designed to provide variable information of LIC policy details to the policyholder.

What are the Requirements for a Policyholder to Check LIC Policy Details?

A policyholder should be registered with Life Insurance Corporation’s e-service Portal.

In order to view the LIC policy details, new customers are recommended to complete the registration process. Registered login facilities are available on the Life Insurance Corporation website http://www.licindia[dot]in. A confirmation of successful registration will be sent via an auto responder mail to the policyholder.

How to Register As a New User?

To register as a new user, the necessary information to be provided by the policyholder is as follows:

• The Policy number
• The premium amount as per the policy document
• Birth date as per the policy document
• Valid E-mail id

After the above details are entered select proceed, a page will follow where direction to create a username and password to open a new LIC policy account would be needed.

• The username could be an alpha, numerical, along with characters dot and underscores.
• Ascertain a strong alpha numeric password with a maximum length of eight characters.

For example, rover1942

• Create a unique user-id.
• Secure your password and keep it confidential.

A message via e-mail containing the LIC login details for checking the online LIC policy details will be sent to the policyholder.

The policyholder needs to select the view enrolled policies option from among the list of options. A direction to the policyholder to enter his or her policy number is given, and then the LIC policy details could be viewed.

Next Steps 

To be vigilant is very necessary for every individual knowing your policy status is a key to your savings since it keeps you aware and prepared for your next move.